Family & Estate Planning
Family & Estate Planning
Estate planning is the process of working out how best to look after your affairs both when you are alive and when you pass away. Having a detailed estate plan is important because it helps to ensure people you trust look after you in the event you lose capacity to make decisions for yourself and will also provide clarity about distribution of your assets, care of your dependents, control of your home and business as well as help minimise risks such as those who might challenge your estate.
How we can help
Some of the key areas we will help you work through include:
- Meeting financial shortfalls that may exist within your family via the use of insurance
- Who and how your children will be cared for
- Effective allocation of assets that fall outside of your Will such as superannuation and investment bonds
- Tax considerations – no-one wants to pay tax they shouldn’t have to
- Ensuring your plan is simple and stress-free for your beneficiaries
Our Goal
The main goal once your plan is in place is to provide security, certainty and peace of mind for the future of your family and business
Our job as your financial planner is to help you identify how best to look after what you have built and work with other professionals such as lawyers and accountants to link everything together effectively.
Personalised Approach
Our team is friendly, enthusiastic and is always striving to deliver exceptional outcomes. Our experienced advisers are committed to ensuring you are properly understood and are all about giving you added confidence by having a specific plan to follow – managing finances shouldn’t be stressful!
Investment Philosophy
Profusion Planning’s investment philosophy is to ensure the portfolios constructed for our clients are closely aligned to the objectives of the individual. While this sounds simple, it is quite different to how portfolios have traditionally been designed within the financial services industry. This is because, most superannuation and investment providers, offer investment options that are linked to a risk category (ie. Defensive through to High Growth). This method is based on a split between defensive and growth assets, however has no real connection to the goals an individual has, nor the time at which they might need funds. It is for this reason that Profusion Planning uses an Outcome-based Investment approach.
Goal Based Advice
Ever since Profusion Planning was founded by Stephen and Brad in 2009, the core premise of our advice has been linked to the goals of our clients. This is reflected in our process that has been custom built to ensure we capture everything that is important to you
Family & Estate Planning
Estate planning is the process of working out how best to look after your affairs both when you are alive and when you pass away. Having a detailed estate plan is important because it helps to ensure people you trust look after you in the event you lose capacity to make decisions for yourself and will also provide clarity about distribution of your assets, care of your dependents, control of your home and business as well as help minimise risks such as those who might challenge your estate.
Get In Touch
Make the first step and contact us today for a confidential chat about your financial situation
Address: 333 Pier Street, Perth WA 6000
Postal Address: PO Box 8445 Perth BC WA 6849
Phone: (08) 9316 3050