Pursuing an active sustainable strategy

The increased focus on ESG issues is transforming approaches to investing. Companies and asset managers are changing the way they engage with each other, resulting in a positive outcome both for investors and society as a whole. For years, meetings between a corporation’s executive team and active investment managers have followed the same format. Investors sit down with the chief financial officer, or chief executive officer, and discuss the outlook for the company. But the trend towards...

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11 Budget-Friendly Family Meals

We know that life can get busy at times with pickups, drop-offs, work, to-do lists... no wonder it sometimes feels impossible to eat healthy. We often get asked for recipes that are healthy, inexpensive, and easy to throw together, so we’ve gathered 11 of our favorite go-to recipes below. But first, we want to share with you our best tips to help you through your busy week because without a little bit of prepping and planning things are going to seem a whole lot harder. With these tips...

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Your personal financial register

Have you written a personal financial register, listing your super and non-super investments, your other assets, your income and any debts? This fundamental task for managing your personal finances, investing and saving for retirement would often be left on a must-do-tomorrow list – and perhaps never done. Behavioural economists typically rank investor inertia and procrastination high among behavioural traits that are enemies of investment success. And never getting around to preparing a...

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Super for employers

As an employer you have to select a default super fund to make super guarantee payments for your employees who have not chosen their own fund. Here we explain how to choose a super fund for your employees. What the super fund you choose must offer The fund you choose needs to be a fund that is authorised to offer a MySuper product - these are known as 'employer-nominated' or 'default funds'. For more detail on your super obligations as an employer see the Australian Taxation Office's article...

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This simple trick will help you remember absolutely anything

By Flying Solo contributor Lucy Kippist. Stop "outsourcing" your memory to Google and start investing in the power of your own mind. Organisational psychologist Adam Grant has discovered the secret to remembering absolutely anything. Habitual forgetting of passwords is my biggest work productivity sin. I can easily lose 15 minutes (to say nothing of my sanity) successfully firing up all the accounts I use.   So I devoured this episode of Adam Grant’s Work Life podcast “How to...

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Taxes matter. Just don't let them drive investment decisions

Now that the election is over, we know that refundable dividend franking credits will continue to be available to investors. No matter where you stand on that issue, the debate was a healthy reminder that shifting government policy is a risk that can upend a financial plan. Nearly every election, the parties propose changes to the tax code, super, health care, or the age pension to attract certain voters. And that means that nearly every election, investment decisions based on the desire for a...

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