Ferry good! 6 easy-to-reach Australian islands

By Peter Burchell Dreaming of an island adventure? Australia’s coastline is dotted with spectacular islands that make for boundless exploration, providing the feeling of being a world away from everyday life.* And as you’ll soon discover, an island escape doesn’t have to be a drawn-out exercise. We’ve compiled a list of gem-laden islands that can be reached with relative ease from the Australian mainland – via ferry and even by road. It’s time to see paradise by the starboard...

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How to explain our irrational behaviours

Nobel prize-winning economists do not usually have a lot to say to everyday investors. This year is different. Professor Richard Thaler won the Nobel memorial prize for economics for his work in behavioural economics. In short, he won for the understanding he has brought to the way 'real' people think and react when making financial decisions. His work has largely been about challenging classical economic theory about how the world works – in particular he has challenged, and at times...

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Think ahead about smart retiree spending and investing

A common personal finance trap is to concentrate on saving and investing to finance our eventual retirement without thinking enough in advance about how to invest and spend that money in retirement. Given that we have so much going on in our lives long before retirement –such as our careers, dependent children, home mortgages and trying to save – this focus on accumulation is understandable. But it's only part of the equation. It makes sense to begin developing smart retiree spending and...

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Technology: An adversary in the fight for 2% inflation

It's been a generation since inflation last ravaged Australia, with costs for ordinary consumer goods rising on a seemingly daily basis. Indeed, in the wake of the global financial crisis, inflation in many countries has been lower than policymakers would like. Low inflation, it turns out, can be a problem too. Over time, declining or stagnant prices can strangle economic growth, depress workers' earnings and erode standards of living. That's why central banks here and in the US, Japan and...

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