How to be an effective leader: 10 tips

Leading is tougher than managing If you manage people, you'll know it can be hard work. Every employee is different, with unique needs, desires and motivations. Each has their own strengths and weaknesses. And you have to figure those out if you want to get the best out of your staff. But leading is even tougher than managing. Leading means: bringing people with you on the journey tapping into their emotions and engaging them with your vision understanding their motivations and linking...

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Holiday Debt Regret: How to Avoid it

One thing that's guaranteed to leave you feeling on top of the world, is a holiday. That’s until, along with the plane descending towards home, you sink into the beginnings of holiday debt regret. Even thinking about getting an Uber from the airport leaves you in a state of panic about dwindling your funds further. We all fall into the trap of overspending on holidays and, really, why shouldn’t we? Holidays are an absolute necessity and we all thoroughly deserve to spoil ourselves. However,...

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6 Ways to Help Your Adult Kids Take Control of Their Finances

There are a number of things you can do to help your adult kids develop healthy financial habits.  We all know the statistics. The combination of part-time work, high education fees, and high housing costs mean that many young adults struggle to get on their feet. Add that to the fact that people finish their education and start families later and you get adults living at home longer. Many young adults return to the family home after they have already left the nest. Some return many times. ...

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How to build a watertight accounts receivable process

There are many ways to get into business, but only one way to stay in – you have to get paid. That’s why a good accounts receivable process is critical. What is an accounts receivable (or trade debtors) process? The job of accounts receivable is to get money in the door. There are a lot of steps to that. You need to find customers that pay, bill them correctly, communicate clearly, and lay out enforceable consequences for slow payment. Here’s your small business guide to accounts...

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